UK home insurers are heading into 2026 under renewed pressure, with profitability expected to weaken as claims costs, competition, and operational strain continue to weigh on the market. For brokers and underwriters, that creates a clear challenge: how to maintain underwriting discipline, improve claims efficiency, and support better risk decisions without adding unnecessary friction for clients. One practical answer is better property intelligence. In particular, drone-based

Figures from the Association of British Insurers (ABI) reveal that insurers paid out over £600 million to cover storm and flood damage to UK homes and businesses in 2025 - the highest annual total on record. The rise in property claims reflects another punishing year of extreme weather, marked by 10 named storms between October 2024 and March 2025 and heavy rainfall across England & Wales. February alone saw more than a month's worth of rain in just two weeks, overwhelming dr