Many UK landlords only discover a problem after making a claim: the damage may be covered in principle, but the insurer can refuse to pay if there is no evidence of adequate preventative maintenance. Blocked gutters, slipped tiles and failing roof coverings are often treated as foreseeable and preventable, especially where routine checks were not documented. The challenge is that ground-level inspections miss many of the defects that lead to water ingress and expensive intern

A recent NFRC (National Federation of Roofing Contractors) and University of Southampton report, Building resilience of roofing technologies in changing climate, warns that rising temperatures, drought and increased water stress will make roofs in the built environment more vulnerable. For commercial buildings, that means greater pressure from overheating, material fatigue and faster deterioration over time. The findings are especially relevant for businesses with flat or lig